Hail, wind & insurance claims
Storm Damage & Insurance Restoration
Hail, wind, and everything Michiana throws at you.
Free post-storm inspections with photo documentation, and we work directly with your insurance adjuster.
Division 03 / 08
Overview
Insurance pays for damage that is documented.
Northern Indiana gets hail in the spring, straight-line winds through the summer, and ice damming every winter. Most of that damage is invisible from the ground — bruised shingles, lifted nail heads, creased tabs — but it is exactly what shortens a roof’s life and what insurance is meant to cover. We document everything with photographs and meet your adjuster on site so nothing gets missed or argued about later.
An adjuster has a fixed amount of time on your roof and a fixed list of things they are trained to find. Hail bruising photographs badly from a ladder, wind creasing on the back slope is easy to miss entirely, and the soft metals — gutters, vents, downspouts — are often the evidence that proves the storm hit your address at all. Our job is to have every bit of that photographed, marked by slope and written into a scope before the adjuster arrives, so the inspection is a conversation about a documented roof instead of an argument about what might be up there.
Our work
Scope of work
What's included.
What a storm claim with us includes, from the first inspection through to the last shingle:
- Free post-storm inspection with drone imagery
- Detailed photo documentation for your claim
- We meet your adjuster on site
- Hail and wind damage repair
- Ice dam damage and prevention
- Emergency tarping available
What to expect
From the storm to the last shingle.
Insurance restoration has a sequence, and most of the anxiety in it comes from not knowing which step you are on. This is the whole of it, and roughly what each part feels like from your side.
Free inspection and documentation
We walk the roof and fly it, and we photograph the elevations and soft metals as well as the shingle. You get the images whether or not there is a claim in it — and if there is no real damage we will tell you that and leave. Not every storm is a claim, and filing one that gets denied helps nobody.
A written scope you can hand over
Damage marked slope by slope with photographs, in the format adjusters actually read. Filing has to come from you — you are the policyholder — but you make that call with the documentation already in your hand rather than trying to describe a roof you have never stood on.
We meet your adjuster on the roof
This is the step that decides the outcome. We walk it with them, point out bruising and creasing on the slopes that are easy to skip, and agree the scope on site — rather than finding out three weeks later that half the roof was left off the estimate.
We complete the approved work
Our own crew, to the scope the carrier approved, with supplements handled properly if tear-off uncovers damage nobody could see from the surface. You pay your deductible — that part is between you and your policy, and it should be.
If the adjuster says there is no damage
That happens, and it is not automatically the end of it. A re-inspection can be requested, and a second walk with dated photographs marked by slope often changes the answer. What we will not do is tell you there is damage when there is not, or hint that a deductible can be made to disappear. Both of those are how contractors and homeowners end up in serious trouble, and neither is worth a roof.
Common questions
Storm Damage, answered.
If your question is not here, call (574) 334-6597 and ask. We would rather spend five minutes on the phone than have you guess.
Do you handle the insurance claim for me?
We document the damage, provide a written scope, and meet your adjuster at the property so the inspection is thorough. Filing the claim itself has to come from you as the policyholder, but we do the technical heavy lifting and speak the adjuster’s language.
How long after a storm can I still file?
Most Indiana policies allow a claim within one year of the date of loss, though some are shorter. If you think a storm from last season caused damage, get it inspected now rather than after the deadline passes.
What if the adjuster says there is no damage?
That happens, and it is not always the final answer. We can request a re-inspection and walk the roof with the adjuster, pointing out hail bruising or wind creasing that is easy to miss from a ladder.
The rest of the envelope
We also handle everything around it.
One crew across the whole exterior, so nothing falls into the gap between two contractors.
Free inspection · No pressure
Get the roof documented before you call your carrier.
Free post-storm inspection with drone imagery and a written scope, whether or not it turns into a claim. Most Indiana policies allow a year from the date of loss — but the evidence gets harder to read every season you wait.
Mishawaka, IN · Mon–Fri 7:00am–6:00pm · Sat 8:00am–2:00pm